Terms of Use
Last updated: January 2024
Acceptance of Terms
By accessing and using the keen-raven website ("Website"), you accept and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our Website or services.
Description of Services
keen-raven provides consultancy services related to cash withdrawal fees and banking cost optimisation. Our services include fee analysis, cost comparison reports, and strategic guidance for individuals and businesses seeking to reduce their banking expenses.
Use of Website
You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use of the Website. Prohibited behaviour includes:
- Harassing or causing distress or inconvenience to any other user
- Transmitting obscene or offensive content
- Disrupting the normal flow of dialogue on the Website
- Attempting to gain unauthorised access to any part of the Website
- Using the Website to transmit any unsolicited advertising or promotional material
Intellectual Property
All content on this Website, including but not limited to text, graphics, logos, images, and software, is the property of keen-raven or its content suppliers and is protected by United Kingdom and international copyright laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website without our prior written consent.
Service Terms
When engaging our consultancy services, additional terms may apply. These will be provided to you before the commencement of any paid services. Key points include:
- Services are provided on a consultancy basis and do not constitute regulated financial advice
- Payment terms are specified in individual service agreements
- Cancellation policies vary by service type and will be communicated prior to booking
- We reserve the right to refuse service at our discretion
Disclaimer of Warranties
The information provided on this Website and through our services is for general informational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about:
- The completeness, accuracy, reliability, or availability of the Website or the information, products, services, or related graphics contained on the Website
- The suitability of any information for your particular circumstances
- The results you may achieve from using our services
Limitation of Liability
To the fullest extent permitted by applicable law, keen-raven shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation:
- Loss of profits, data, use, goodwill, or other intangible losses
- Damages resulting from your access to or use of or inability to access or use the Website
- Damages resulting from any content obtained from the Website
- Damages resulting from unauthorised access, use, or alteration of your transmissions or content
Not Financial Advice
The content on this Website and the services we provide do not constitute regulated financial advice. Our consultancy services provide information and analysis to help you make informed decisions, but the final decision and responsibility rest with you.
We recommend that you consult with a qualified financial adviser before making significant changes to your banking arrangements. Individual circumstances vary, and results from implementing our recommendations cannot be guaranteed.
Third-Party Links
Our Website may contain links to third-party websites or services that are not owned or controlled by keen-raven. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
Indemnification
You agree to defend, indemnify, and hold harmless keen-raven and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgements, awards, losses, costs, expenses, or fees arising out of or relating to your violation of these Terms of Use or your use of the Website.
Modifications to Terms
We reserve the right to modify these Terms of Use at any time. We will notify users of any material changes by posting the new Terms of Use on this page and updating the "Last updated" date. Your continued use of the Website following the posting of revised Terms of Use means that you accept and agree to the changes.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in England and Wales to resolve any legal matter arising from these Terms of Use.
Severability
If any provision of these Terms of Use is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.
Entire Agreement
These Terms of Use, together with our Privacy Policy and any other legal notices published by us on the Website, constitute the entire agreement between you and keen-raven concerning the use of the Website.
Contact Information
If you have any questions about these Terms of Use, please contact us:
keen-raven
47 Clerkenwell Road
London EC1M 5RS
Email: [email protected]